Your
Privacy is Important to Us. At HardMoney-Loans.com, your
privacy is our chief concern. We understand that you entrust
us with your private financial information to help us match
you with a bank, lender or loan broker (we refer to all of these
as "Lenders") or real estate professional who can
meet your needs. In exchange for your trust, you expect and
deserve our commitment to treat your information with respect.
Rest assured that we protect your privacy. Under no circumstances
will HardMoney-Loans.com sell or share any personal information
about you to or with any person or organization except: as authorized
by you, to participating lenders, real estate professionals
or other parties involved in your transaction, or as may be
required by law or court order. The Privacy Policy below describes
the standards we adhere to in handling information about you
and your loan request.
Security:
Our security measures enable us to maintain this privacy policy
with confidence. We understand the importance of trust, confidentiality,
and security which is why we use industry standard 128-bit SSL
(Secure Socket Layer) encryption on our website.
Every page that you are required to enter personal information
regarding your loan application is 100% secure. This means that
when you hit the "I'm finished" or "continue" buttons to submit
your application, your information goes through a highly secure
encryption process that prevents any person on the internet from
seeing your information. Within seconds,
it reaches our secure server, is decrypted, and is quickly processed
to avoid intervention. As surprising as it may seem, this process is considerably safer than
turning your credit card over to, say, a waiter in a restaurant.
Based
on the information you supply, HardMoney-Loans.com will transmit
your data to participating lenders who are best suited to meet
your financial needs. When you request the services of a real
estate professional through HardMoney-Loans.com, we will transmit
your data, to participating real estate brokers to complete your
transaction. HardMoney-Loans.com is a computerized loan originator
and not a bank, lender, or broker.
Information
we receive from you on our forms. Some of the information
you supply to us on our form may be optional. If you supply this
information, it will not be sold or shared to or with any person
or organization except: as authorized by you, to participating
Lenders, real estate professionals or other parties involved in
your transaction.
Technical information we collect. When you visit a HardMoney-Loans.com Web site, our Web server sends a cookie
to your computer. This cookie merely stores a limited amount of
information about your site visit. The cookie merely tracks aggregate
information on how our site is being used, including session counts,
navigation patterns, pages visited, etc. These cookies, however,
do not store any personally identifiable information such as your
name, email address, phone number, etc. as you browse the site.
These cookies cannot be related to you as an individual unless
you complete an application or fill out our online forms.
Information from the "Contact Us" section of HardMoney-Loans.com.
In the "Contact Us" form, we may ask you for personally
identifiable information such as your name, mailing address, email
address, etc. This information will not be sold to any person
or organization. However, your information may be shared with
other parties relevant to your transaction to help resolve any
issues you report to us.
Information gathered from Lenders. If you are a Lender and you submit a form requesting information, your
name and other identifying information will not be sold or shared
with any person or organization. Authorized HardMoney-Loans.com employees
to contact you concerning your request may use your e-mail address
or telephone number.
Information gathered from Real Estate brokers.
If you are a Real Estate broker and you submit a form requesting
information, your name and other identifying information will
not be sold or shared with any person or organization. Authorized
HardMoney-Loans.com employees to contact you concerning your request
may use your e-mail address or telephone number.
Information gathered from the "Affiliates" section of HardMoney-Loans.com
. HardMoney-Loans.com will not sell or share your information with any other
person or organization.
You will receive an email from HardMoney-Loans.com indicating whether
or not you have been approved to participate in the Affiliate
Program. If approved, we will use your e-mail address to inform
you of Affiliate Program news and updates. You may withdraw your
membership from the Affiliate Program at any time by sending an
e-mail to info@HardMoney-Loans.com. If you choose to withdraw, you
will not receive any further emails regarding the Affiliate Program.
If you come to HardMoney-Loans.com through an affiliate site, HardMoney-Loans.com
will never sell or share your information with that, or any other,
affiliate. All transactions take place on HardMoney-Loans.com's servers.
3.
How your information is used.
Sharing information with our participating Lenders and real estate professionals. After up to four participating Lenders and/or real estate professionals
receive your information, they may contact you directly via phone,
e-mail or other communications. All of our Lenders and brokers
operate under federal and/or state laws and regulations and believe,
as we do, that the Internet is an exciting and secure place to
do business. If you are matched with any participating Lenders,
the Lender with which you choose to close your loan and/or obtain
your credit card may report certain information about your loan
and/or credit card to HardMoney-Loans.com, and HardMoney-Loans.com will
treat that information in the manner it treats the information
you provided on your qualification form. As our Lenders and real
estate professionals may keep and use your information whether
or not you qualify for a transaction with them, we recommend that
you contact them directly for more information about their specific
privacy policies.
4.
Changing your information. If you want to change the type
of loan or make other significant changes to your qualification
form, you might need to make another request through our Web site.
If you have made a mistake while on our website and will need
to make a change to your application, or correct an error, please
contact us at info@HardMoney-Loans.com
with your details and reference number.
If
you have any questions regarding our security measures or our
privacy policy, please contact us by email at your will:
info@HardMoney-Loans.com
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